About Us

About Ladera Premium Finance Co.


Ladera Premium Finance Co. Takes pride in long-standing client relationships. Perhaps that’s why about 40 per cent of our client base comprises repeat business or customer referrals. We also believe in substantiating our service excellence promise. Our delivery has earned us national recognition as we’ve been the AFG Best Vehicle and Equipment Financier over the years.

Ladera Premium Finance Co. Is a company in California and its Company Number is C2409137. Ladera Premium Finance Co. Was incorporated on 4/2/2002. We offer a wide variety of loans and financing to customers throughout the USA. There are 21 branches located all over.

Our Team

Robert Branston President/CEO

Robert Branston has been the Interim President/CEO since November of 2007. He has 27 years of consumer, real estate lending, and management experience.

Nichols holds a B.S. in the Management of Human Resources from Faulkner University, a Master of Business Administration from the University of South Alabama, and is a graduate of the Graduate School of Banking at LSU. He also served our country in the United States Marine Corps Reserve.

Michael Gaddis Loan Processing Manager

Michael Gaddis, began his career in Finance in 1996. He has held positions of increasing responsibility with Ladera Premium Finance Co. Since being hired as a Staff in March of 1998. He was promoted to Branch Manager in August of 2007.

Michael Gaddis has served Ladera Premium Finance Co. as the Loan Processing Manager since January of 2012. He graduated from UCLA in 1996 with a BS in Business Administration.

Charles Maxwell Branch Manager

He has nearly thirty years of experience in the finance industry. Prior to his work with Ladera Premium Finance Co., he was employed with Chase Financial for 4 years, where he managed several locations and was a District Manager in New York

Sandi L Warren Branch Manager

Sandi joined Ladera Premium Finance Co. As a Branch Manager in 2002. She was promoted to Business Development Manager in April of 2009. She was named a Regional Vice President in December 2010. Sharon has over 23 years of experience in the finance industry. During her career, she has opened and managed several successful offices in the San Franscisco area and has accumulated significant experience in the training of new employees.